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# Varies with age and fixed pension selected in AOF

* Available for those who are not covered under any Statutory Social Security Schemes & for non-tax payers who joins the scheme during the period 1st June, 2015 to 31st March, 2016. The Government co-contribution will be given for 5 years from FY 2015-16 to 2019-20.

Effective 1st October, 2022, any citizen who is an income-tax payer is not eligible to join APY.

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