Apply for Kotak White Credit Card Online
Get Kotak League Platinum Credit Card & earn 8X reward Points on your every spends of Rs.150 across all categories.
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Let us break it down for you.
Get value reminders | Use vouchers online or offline
What you pay |
|
Joining Fee/Annual Fee* |
₹3,000 |
What you get |
|
Joining Gift** |
₹1,500 |
Priority Pass + 4 complimentary visits |
₹15,525 |
White Pass Value |
₹27,000 |
Total Value Delivered Per Year |
₹41,025 |
The above values are defined assuming monthly spends of ₹1 lakh.
Get the whole picture with detailed fees and charges.
| Fee & other Parameters | White (Free Variant- exclusively for Kotak Privy League Platinum and Black Customers) |
White (Paid Variant) | ||
| Joining Fees |
Nil | Rs. 3,000 | ||
| Annual Fees | Nil | Rs. 3,000 | ||
| Condition for waiver of Annual Fees | Nil | Annual retail Spends of Rs 5lac | ||
| Addon card Fees | Nil |
Nil | ||
| Interest Charges on outstanding Balances | 3.5% (Annualized 42%) | 3.5% (Annualized 42%) | ||
| Minimum Amount Due (MAD) (It will reflect in statement in column of minimum amount due) | MAD can be 5% or 10% of TAD as decided by the Bank | MAD can be 5% or 10% of TAD as decided by the Bank | ||
| ATM Cash Withdrawal/ Call a draft/ Fund Transfer/ Cash Advance per Rs. 10,000 or part thereof | 2.5% on advance amount, subject to minimum of ₹500 | 2.5% on advance amount, subject to minimum of ₹500 | ||
| Late Payment Charges ("LPC") | Due as per last statement | LPC charges |
Due as per last statement | LPC charges |
| <₹100 | ₹0 | <₹100 | ₹0 | |
| ₹100 - ₹500 | ₹100 | ₹100 - ₹500 | ₹100 | |
| ₹501 - ₹5,000 | ₹500 | ₹501 - ₹5,000 | ₹500 | |
| ₹5,001 - ₹10,000 | ₹600 | ₹5,001 - ₹10,000 | ₹600 | |
| ₹10,001 - ₹25,000 | ₹800 | ₹10,001 - ₹25,000 | ₹800 | |
| ₹25,001 - ₹50,000 | ₹1,000 | ₹25,001 - ₹50,000 | ₹1,000 | |
| >₹50,000 | ₹1,200 | >₹50,000 | ₹1,200 | |
| Over Limit Charge | Rs. 500 | Rs. 500 | ||
| Cheque Bounce Charges | 2% of bounce amount, subject to minimum of ₹500 | 2% of bounce amount, subject to minimum of ₹500 | ||
| Standing Instruction Failure / Auto-debit return fee | 2.0% on bounce amount, subject to minimum of ₹450 | 2.0% on bounce amount, subject to minimum of ₹450 | ||
| Foreign Currency Mark Up | 3.5% | 3.5% | ||
| Railway Booking Surcharge (1.8%/2.5% on transaction amount)* | Waived | Waived | ||
| Fuel Surcharge (1% on transaction)** | Waived | Waived | ||
| Fee for Cash payment at Bank | Rs. 100 | Rs. 100 | ||
| Outstation Cheque Processing Fee | Waived | Waived | ||
| Reissue/ Replacement Card (per issunace) | 100 | 100 | ||
| Charge Slip Request | Waived | Waived | ||
| Machine Surcharge at ATMs | Waived | Waived | ||
| Balance Enquiry Charges at Non Parent Bank ATM | Waived | Waived | ||
| Duplicate Statement Request | Waived | Waived | ||
| Furnishing a copy of Credit Information | Rs. 50 | Rs. 50 | ||
| Web Pay Service Fee | Waived | Waived | ||
Please Note:
GST/Applicable taxes, would be charged as per the rates approved in the Finance Act each year on all interest & fees and other charges levied on your Credit Card
*Maximum Railway surcharge waiver of Rs. 500 in a calendar year
** Fuel surcharge to be waived only for transactions between values of Rs. 500 - Rs. 3000. Maximum Fuel surcharge waiver of Rs. 3500 in a calendar year
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