- Easy Cash Access
- Kotak and other VISA ATMs
- Cash and fund transfer at branch
- Call for a demand draft
- Fund transfer and demand draft online
- Interest Free Cash
- Enjoy higher cash limit: 50% of your credit limit
- Cash Advance fee of Rs. 199/- per Rs. 10,000/- or part thereof
- Available all year around
- Up to 48 days
- Fuel Surcharge Waiver
- Applicable on Transactions between Rs. 500/- and Rs. 3000/-
- Maximum fuel surcharge waiver allowed in a calendar year is Rs. 3500/-
- Railway Surcharge Waiver
- As the same is discontinued on Fortune with effect from 15th April, 2013.
- Balance Transfer
- Processing fee of Rs. 349/- per Rs. 10,000/-
- Continued interest free period on fresh retail purchases
- Easy & Instant - Just call us to transfer your balances
- Please note that effective 9th October 2012, your Milestone program benefit has changed from 1 free IndiGo ticket to 4 free PVR tickets.
- Fortune Shield
- In case your Credit Card is stolen, you get a cover of Rs. 50,000/- against fraudulent usage up to 7 days pre-reporting
- You are required to immediately call Customer Contact Centre (1860 266 2666) and get your card deactivated / blocked to prevent misuse and register a claim with the Insurance Company
- Add-on Card
- Your Add-on Card will have all the benefits that you enjoy on your Card
- Set the spend limit on your Add-on Card as you desire
- Track spends separately for each of your Add-on Card(s)
- Spend Rs. 1, 50,000 in a year and get 4 free PVR tickets OR Cash back of Rs. 750
- You can choose from the below redemption options:
- Redemption Option 1:
- PVR tickets can be used for any day and any show and are transferrable.
- Star Pass Code will be issued which can be redeemed for online PVR Movie Ticket booking at www.pvrcinemas.com
- You can claim your PVR tickets within 3 months after the program period gets over
- Redemption Option 2:
- Cash Back will reflect in your next billing cycle
- You can claim your cash back within 3 months after the program period gets over
- PVR tickets will not be applicable for customers who fall under non - PVR location city.
Check your eligibility for the Fortune Gold Credit Card.
Explore more credit card options that best suit your needs.
Disclaimer: Dear Customer, we have discontinued this product for new sourcing, and same is only displayed for existing Essentia cardholders. We are sure that our large bouquet of active products with attractive features and offers will match your expectation. Thankyou for understanding.
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