Enjoy the benefits of interest free cash withdrawals,rewards on all purchases, a credit limit up to 90% of your term deposit amount and a free Credit Card for life – all with the Kotak 811 #DreamDifferent Credit Card
No Joining and Annual Fees
500 bonus reward points on Rs. 5000/- spends in the first 45 days
Rs. 750/- cashback on annual spends of Rs. 75,000/-
Interest free cash withdrawal up to 48 days
Credit limit up to 90% of the fixed deposit amount
Credit limit known upfront at the time of applying for the credit card
High credit limit, up to Rs. 16 Lakhs
Cash advance fee of Rs. 300/- per Rs. 10,000/- or part thereof
Fuel and Railway surcharge waiver
* The new reward structure is applicable effective 15th June 2020 onwards
#The activation offer is applicable for all cards which are issued on and after 15th June 2020.
Credit card balance transfer is the process of transferring owed balance from one credit card account to another. Upon carrying out this process, the debt is owed to the new card issuer as opposed to the original card issuer.