- Reward Points
- Earn 2 reward points against every Rs. 100/- of online spends
- Earn 1 reward point against every Rs. 100/- of other* spends
- Activation Offer
- Earn 500 bonus reward points on – Activation + Rs. 5000/- spends in the first 45 days of card set up#.
- Interest free cash withdrawal
- You can withdraw cash up to 90% of your total credit limit.
- Processing fee of Rs. 300 per Rs. 10,000/- withdrawal
- No interest will be charged up to 48 days on cash advance
- Balance Transfer
- Processing fee of Rs. 349/- per Rs. 10,000/-
- Continued interest free period on fresh retail purchases
- Easy & Instant - Just call us to transfer your other credit card balances
- Add-on Card
- Your Add-on Card will have all the benefits that you enjoy on your Card
- Set the spend limit on your Add-on Card as you desire
- Track spends separately for each of your Add-on Card(s)
- Fuel & Railway Surcharge waiver
- 1% across all petrol pumps for transactions between Rs. 500/- and Rs. 3000/- (max. Rs. 3500/year)
- 1.8% for transactions on irctc.co.in & 2.5% Indian railway booking counters (max Rs. 500/year
Check your eligibility for the 811 #DreamDifferent Credit Card.
Explore more credit card options that best suit your needs.
* The new reward structure is applicable effective 15th June 2020 onwards
- Reward points will not be offered on fuel and railway spends as the card also offers surcharge waivers on the same
- Reward points will not be offered on cash withdrawals.
- Rewards earned on spends prior to 15th June 2020 will remain unaffected.
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#The activation offer is applicable for all cards which are issued on and after 15th June 2020.
Note:
- Aqua Gold Credit Card has been rebranded to 811 #DreamDifferent Credit Card effective 15th July 2020 onwards.
- Card replacement & renewal for logo 210 (811 #DreamDifferent Credit Card – Gold variant) :
- Card replacement request can be placed by either the Primary cardholder or an Add-on cardholder. Irrespective of who is placing the request, both the cards will be replaced. Please note, if the same is initiated by the primary cardholder, both cards need to be active. The cards will be replaced from Gold variant to Platinum variant.
- Card renewal is an automated process. In case a customer holds both Primary & Add-on cards, then both the cards will be renewed. Please note, if the primary card is due for renewal, then both cards need to be active. The cards will be renewed from Gold variant to Platinum variant.
